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Die Broke : A Radical 4-Part Personal Finance Plan par Stephen Pollan, Mark Levi

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Numéro de l'objet eBay :126436839519
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Caractéristiques de l'objet

État
Très bon: Un livre qui n’a pas l’air neuf et qui a été lu, mais qui est en excellent état. La ...
ISBN
9780887308673
Book Title
Die Broke : a Radical Four-Part Financial Plan
Item Length
9.2 in
Publisher
HarperCollins
Publication Year
1997
Format
Hardcover
Language
English
Item Height
1 in
Author
Mark Levine, Stephen Pollan
Genre
Psychology, Business & Economics
Topic
Personal Finance / Investing, Finance / General, General, Personal Finance / Retirement Planning, Personal Finance / General
Item Width
6.1 in
Item Weight
17.7 Oz
Number of Pages
320 Pages

À propos de ce produit

Product Information

Exit Life as You Came in It: Penniless And Other Heretical Hints For Living Well In The New Economic Age "If you don't read this book, you're going to die stupid " -- Dr. Laura Schlessinger The Baby Boomers are a generation of achievers: They earned college and professional degrees and are scampering up the corporate ladder or starting entrepreneurial enterprises that boost their egos and their bank accounts. They buy sensible "starter homes" and plan to parley them into impressive dream houses through smart real estate deals, all the while deftly juggling their home, family and business lives. If two incomes don't cover all life's necessities -- and necessary luxuries -- their credit cards serve as readily available genies to make wishes reality. If their ultimate rewards have always been clear -- an early and comfortable retirement and a healthy estate to leave for the children -- why are they now facing the future with fear and trepidation?In Die Broke: A Radical Four-Part Financial Plan (HarperBusiness; November 1997; $25.00), financial advisers Stephen M. Pollan and Mark Levine explain the economic realities that have rendered the old rules obsolete and offer an innovative approach to financial planning that focuses on getting the maximum use out of your income and your assets during your lifetime and renouncing the foolish (and futile) quest for financial immortality. From the startling recommendation, "quit now," to the heretical "die broke," Pollan lays out the details of a complete financial revolution. "Viewing yourself and your work as one," Pollan writes, "is a tremendous financial and emotional risk." To prove that the "Self-Fulfillment Ethic" and the false belief in careers must give way to a new work ethic, Pollan cites a ready role model -- the professional athlete. Free agents in the sports world know their tenure with any team is temporary and concentrate on getting the best financial deal they can. Adopting their attitude is the key for anyone who doesn't want to remain on the sidelines in the next century. Pollan advises that work is not a holistic pursuit. The only way to increase satisfaction and/or income is to job hop with a constant eye toward a work setting that will increase skills (and therefore marketability) and improve quality of life with immediate advantages like premium health insurance, company day care, parental leave and telecommuting and flex time options. "Long term benefits, like pension plans," Pollan reminds readers, "are worthless. Most of you will be fired long before you are fully vested." What else is keeping people locked in the 20th century? Two little pieces of plastic: ATM cards and credit cards. The convenience is irresistible; the costs are mind-boggling. Offering a strong dose of reality, Pollan insists that spending should be difficult and uncomfortable: "You must resolve to no longer reach beyond your grasp. If you don't have the cash on hand or in your checking account to buy something... don't buy it." Pollan issues an equally important warning about the biggest purchase most people make in their lives -- real estate. Home-ownership remains an excellent tax shelter and a desirable form of enforced savings that can help generate income in later years. But with the unpredictability of the real estate market, the benefits of "serial ownership," or "trading up," have become less likely. Pollan's solution is to save your money until you can "buy your second home first," by purchasing a residence that is large enough to accommodate a growing family, aging parents and even a home business -- in short, a home designed for a lifetime. Along with demanding a new perspective on work, credit and real estate, the new economic age lays to rest the American "dream" of retirement. Not only are traditional sources of retirement money (government assistance and private pensions) drying up, but people have discovered that long-term leisure isn't a

Product Identifiers

Publisher
HarperCollins
ISBN-10
0887308678
ISBN-13
9780887308673
eBay Product ID (ePID)
664587

Product Key Features

Book Title
Die Broke : a Radical Four-Part Financial Plan
Author
Mark Levine, Stephen Pollan
Format
Hardcover
Language
English
Topic
Personal Finance / Investing, Finance / General, General, Personal Finance / Retirement Planning, Personal Finance / General
Publication Year
1997
Genre
Psychology, Business & Economics
Number of Pages
320 Pages

Dimensions

Item Length
9.2 in
Item Height
1 in
Item Width
6.1 in
Item Weight
17.7 Oz

Additional Product Features

Intended Audience
Trade
Lc Classification Number
Hg179.P555433 1997
Lccn
97-038118
Dewey Decimal
332.024
Dewey Edition
21

Description de l'objet du vendeur

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4.9
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Rapidité de l'expédition
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Communication
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4.2
4 évaluations du produit
  • 2 utilisateurs ont attribué une note de 5 étoiles sur 5
  • 1 utilisateurs ont attribué une note de 4 étoiles sur 5
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  • Outdated but interesting

    This outdated book from 1997 explains why outdated books from 23 years before *it* are out of date, and how each generation must learn to manage their finances using rules that make sense to them. Some of the philosophical points are worth taking into consideration, but a lot of the implementation guidelines do not seem as relevant as they perhaps once did.

    Achat vérifié : OuiÉtat : OccasionVendu par : gulfcoastllc

  • live better on less

    i bought this book to give to others. I read it years ago, and it changed my attitude towards work and how I would use my earnings, and how I would relate to my children and their needs as they grew up. The changes have been all for the better, and my second family has benefited from my revised attitude. Basically, it says don't spend all your time focusing on building a nest egg to be used at time X. Rather, figure you'll work longer, but less as time goes on, and share what you have now with your kids rather than have them wait 25 years and get the money well past the point where they really need it.

    Achat vérifié : OuiÉtat : OccasionVendu par : thrift.books

  • great info

    Lots of great info. Easy to understand.

    Achat vérifié : OuiÉtat : OccasionVendu par : thrift.books

  • This book goes against conventional financial wisdom.

    This book goes against conventional financial wisdom. I wish I had read this book when it was published in the '90's. My employment would have went from a career to just a job and I would be far better off financially.